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Business – Innovate, Hibernate or Liquidate


Graham Rowan first met today’s guest and fellow Geordie when they were both invited to speak at Coventry University in early 2020. Ammar Mirza CBE has helped to establish in excess of 400 new businesses in NE England, he’s the head of the Institute of Directors in the North East, the founder of Asian Business Connections and Visiting Professor of Innovation and Enterprise at Newcastle University Business School.

In 2014 he was awarded the CBE for services to business and the community. Perhaps most relevant to our circumstancs today, he’s leading a campaign called Save our SMEs at a time when most business owners have been forced to close their doors and are wondering what the future holds.

During the discussion he gives some tough love advice to business owners and reveals the full extent of the Covid19 impact on his own property portfolio. In case the two Geordies’s accents become too hard to follow we’ve helpfully provided subtitles…

Money and Me is one of the main platforms for speaker, author and investor Graham Rowan. Until lock down, the series was shown on Sky TV in the UK and focused on the financial life story of each high profile guest. Since the coronavirus pandemic, Graham has focused his guests on the business, financial, investment impact of Covid19. Guests in this series have included:

Fund Managers
Justin Urquhart Stewart
Tim Price
Lord Stanley Fink
Sir John Redwood
Mark Mobius

Jonathan Jay
James Sinclair
The Marquess of Bristol
Luke Lang
Simon Dolan

Claer Barrett
Dominic Frisby
John Stepek

Nicole Bremner
Dan Bradbury
Siam Kidd
John Howard

John Inverdale
James Max
Aidan Meller

Many of these interviews feature in Graham’s third book, Money and Me. While everyone is welcome to be informed and educated by the vast amount of free content that he provides, Graham primarily serves the one per cent who have taken control of their financial future and are looking at investments to further grow their wealth or strategies to protect their wealth. He helps them find interesting investments through Elite Investor Club which you can join at

He helps them acquire high end homes in low tax countries such as Monaco, Gibraltar and Montenegro through his Opulent Homes organisation which you can see at and

Graham also helps people acquire passion investments such as fine art and the latest AI driven robotic art at and to fuel their inner petrolhead through his platform at